LR Direct was originally established to help Trustees fulfil their legal obligations when making investments on behalf of their beneficiaries and to comply with the principles of the Trustees Act 2000. Full details of the Act can be found on the gov.uk legislation website, here.
We have designed a simple way for those who simply wish to invest for a grandchild’s education via a Trust, or directly invest into a range of actively managed portfolios of investment funds.
You can choose to invest in conventional/mainstream funds, or for those investors with a more socially responsible attitude to investing we can offer a range of Environmental, Social & Governance (ESG) portfolios, which are becoming increasingly popular.
The pre-selected portfolios offered contain a mixture of both Bonds and Shares in various percentages so you can choose a portfolio to match your appetite for investment risk, your time goals and your environmental concerns.
The portfolios are backed by a proven active investment strategy which offers the broadest range of risk-graded portfolio choices comprising the widest variety of diversified mainstream funds, all with a proven 13 year track record and counting. The seven risk-graded portfolios offered span the risk spectrum, making them ideal for everyone from more defensive and cautious investor, through to medium and higher risk more adventurous investors who prefer a primarily equity-based portfolio.
LR Connections provides expert independent financial advice, accountancy and estate planning services
Is this a regulated investment?
Yes, LR Direct is part of LR Financial Services Ltd who is Authorised and Regulated by the Financial Conduct Authority.
Where is my money invested?
We offer 7 portfolios of conventional investments and/or 5 ESG portfolios for those with a more socially responsible attitude.
How much money will I make?
As with the majority of investment the value of your investment can go down as well as up. Also, you may get back less than you invested if you withdraw a regular income or the full amount in the early years.
If I wanted to make a charitable gift, can I do so?
Our ISA and General Investment Account clients have the opportunity to donate up to 20% of their annual portfolio gain to a charity of their choice, and fund manager will match that donation with an equal percentage from their annual management charge.
Can I speak to someone before I invest?
This system has been designed so can decide where and how much you want to invest. However, if you need to speak to an adviser complete the contact request form and we call you back.
What is the minimum I can invest?
The minimum investment amount you can make through LR Direct is £1,000
What are your charges?
LR Direct charge an initial fee of 2.5% of the amount invested. This means that for every £1,000 invested we charge £25. There is also an ongoing charge of 0.8% of the value of the investment, so, if your fund is worth £5,000 the charge would be £40.
Can I keep track of my investment?
Yes, we will provide you with a username and password so you can see what is happening to your investment.
